Can I, as an owner, act as my own contractor?

In accordance with Florida Statutes 489.103.7 if the property you are building / improving is for your own personal use and occupancy and is a one or two family residence, an owner can act as their own contractor. You may also build or improve a commercial building, provided your cost does not exceed $75,000.

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1. Are drawings required and do they need to be drawn by an architect or engineer?
2. Can I, as an owner, act as my own contractor?
3. How long is a building permit valid?
4. I have an Okaloosa County Business Tax Receipt; do I also need one for the City of Destin?
5. Is a permit required for a fence?
6. What building code are you currently under?
7. What is required to be shown on a site plan?
8. When are foundation and as-built surveys required?
9. When is a Notice of Commencement required and where does it get filed?
10. When is a permit required?
11. How do I permit waterfront modifications (docks/seawalls/etc)?
12. Why is a permit required for concrete and/or pavers?
13. Do I need a permit to change my floor coverings in my multi-family dwelling (i.e. condo, apartment, etc.)?