Flood Information
Flood Program Overview
Since 2010, FEMA awarded the City of Destin and the city has maintained a Community Rating System (CRS) Class 6 rating which puts the City in the top 15% of communities nationwide. All City of Destin National Flood Insurance Program (NFIP) Insurance Policyholders in the Special Flood Hazard Area (Zones A and V) began receiving a 20% premium discount beginning May 1, 2010. In total, flood insurance policyholders in Destin realize a savings of about $482,783 each year because the City participates in the CRS.
The CRS is a method for FEMA to assess and rate municipal efforts in flood prevention measures. The City of Destin has received an improved rating, thereby lowering insurance premiums.
The city works to provide public outreach regarding flood protection, floodplain management, flood safety and warning information, flood maps and flood insurance.
- City of Destin Social Media Platforms (Facebook, Twitter, Instagram and Nextdoor)
- Flood Insurance Information for Destin Residents
Additional flood information may be found at the FEMA website, State of Florida Division of Emergency Management website, Department of Homeland Security, and also at the official website of FloodSmart - National Flood Insurance Program (NFIP).
Flood Reference Library
The City of Destin Public Library also has flood protection reference materials available to the public. These include:
- Flood insurance rate maps (FIRMs)
- State and federal information on flood insurance and protection
- Contact agencies
- Publications on flood damage, flood protection and building techniques
- Flood Information Links (The following links will take you outside the City's Website)
- Protecting Floodplain Resources, FEMA P-268
https://www.fema.gov/media-library-data/20130726-1440-20490-5918/fema268.pdf - Coastal Construction Manual, Vol. 1, FEMA P-55
https://www.fema.gov/media-library-data/20130726-1510-20490-2899/fema55_voli_combined.pdf - Coastal Construction Manual, Vol. 2, FEMA P-55
https://www.fema.gov/media-library-data/20130726-1510-20490-1986/fema55_volii_combined_rev.pdf - Protecting Manufactured Homes from Floods and Other Hazards, FEMA P-85
https://www.fema.gov/media-library-data/20130726-1502-20490-8377/fema_p85.pdf - Protecting Building Utilities from Flood Damage, FEMA P-348
https://www.fema.gov/media-library-data/1489005878535-dcc4b360f5c7eb7285acb2e206792312/FEMA_P-348_508.pdf - Elevated Residential Structures, FEMA-54
https://www.fema.gov/media-library-data/20130726-1509-20490-6744/fema54.pdf - Above the Flood: Elevating your Floodprone House, FEMA P-347
https://www.fema.gov/media-library-data/20130726-1443-20490-7815/fema347_complete.pdf - Mitigation of Flood and Erosion Damage to Residential Buildings in Coastal Areas, FEMA P-257
https://www.fema.gov/media-library-data/20130726-1505-20490-8508/fema257.pdf - Answers to Questions about the NFIP, FEMA F-084
https://www.fema.gov/sites/default/files/2020-05/f084_atq_11aug11.pdf - Reducing Damage from Localized Flooding – A Guide for Communities, FEMA-511
https://www.fema.gov/pdf/fima/FEMA511-complete.pdf
- Protecting Floodplain Resources, FEMA P-268
Residents are also urged to review these materials at the Destin Library.